ZAKAT 101- THURROCKMUSLIMS.COM- Easy guide to charity

ZAKAT 101- THURROCKMUSLIMS.COM

Let’s fulfil the 3rd pillar of Islam: ZAKAT, obligatory charity tax.

Zakat or Zakaah/Zakah, means purification or growth.

In Islam, it is paying 2.5% of all your wealth (if it reaches the nisaab/threshold at which you become eligible to pay Zakat) to those who are entitled to receive Zakat, including the poor and needy, in obedience to Allah. Charity is an integral teaching in our faith.

DID YOU KNOW? Zakat is such an important pillar in our religion, Allah has mentioned it in the Qur’an multiple times, and the prophet Muhammad peace be upon him taught us about it.

There are multiple References in The Qur’an and in Sahih Hadith.

Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the [stranded] traveler – an obligation [imposed] by Allah . And Allah is Knowing and Wise.

The Qur’an Chapter 9 verse 60

Narrated Ibn `Abbas:
The Prophet (ﷺ) sent Mu`adh to Yemen and said, “Invite the people to testify that none has the right to be worshipped but Allah and I am Allah’s Messenger (ﷺ), and if they obey you to do so, then teach them that Allah has enjoined on them five prayers in every day and night (in twenty-four hours), and if they obey you to do so, then teach them that Allah has made it obligatory for them to pay the Zakat from their property and it is to be taken from the wealthy among them and given to the poor.”
Sahih al Bukhari

How to tell if you owe Zakat? Keep a regular check of your assets, then the moment your wealth reaches the Nisab level (minimum threshold at which you have to start paying Zakat), then you calculate your Zakat each year accordingly.

Example: On 21st Ramadan 1440 (May 2019), you acquired £500 through the full lunar year (Islamic Hijir calendar). The nisab level was approximately worth £250 (based on silver weight prices). Therefore, you must pay 2.5% of £500 in charity as Zakat to fulfil your obligation to Allah. So £500×0.025= £12.50 as Zakat

Now it is 21st Ramadan 1441, (year 2020) 1 year on, and you have £700. The nisab value is around £240, you own that and more. So you will pay Zakat on this day at 2.5% of £700. so £700x 0.025= £17.50 as Zakat

And you note in your calendar next year on the 21st Ramadan 1442ah (in year 2021) you will schedule calculation and payment of Zakat again. In sha Allah

Therefore, your annual Zakat date, or Zakat anniversary is 21ST RAMADAN each year, and it’s your personal deadline by which you must calculate and pay Zakat.

If you need help calculating, lots of Muslim charity organisations can help you out, you can try National Zakat Foundation’s (NZF) calculator, it’s UK-based and they’ve set up a wonderfully organised step-by-step calculation system on their website, have a look here: NZF Zakat calculator
https://secure.nzf.org.uk/?_ga=2.123881546.1341497706.1589462397-645627520.1589462397&_gac=1.237758132.1589462397.EAIaIQobChMI0siH6riz6QIVSLDtCh2VxwFiEAAYASAAEgKuWPD_BwE

Assets are not limited to money, it includes gold, silver and more if you have businesses/shares, rental income/ property and what not. You also factor in your deductible assets, consider debts and bills (check the NZF calculator link above).

If you have gold or silver jewellery, you need to weigh it and calculate the price on the current market value of gold or silver on the day.

So if you have 50g of 24carat gold, the market value today right now is £45.61 per gram. Thats 45.61GBP x 50grams = £2280.50

You pay zakat on 2.5% of £2280.50, or simply 2280.50 x 0.025= £57.03 Zakat (rounded up).

Also, it doesn’t have to be Ramadan when you’re Zakat is due, you may be paying it in another month, depending on when your wealth reached the Nisab value. To read more about Zakat, check out the links at the end of this post. **

Keep it organised in sha Allah and you can fulfil your obligation to Allah, have blessings in your wealth, be stress free and aware of your assets. By the way, everything ultimately belongs to Allah, we are just being tested with what we’ve been entrusted with!

Purify what Allah gave us and spend in His path, in sha Allah , Allah will increase us in good.

Many times we may have been falling short, so be sure to do your best to make up for any short fall as soon as possible. And if you are tested with a shortage in wealth, you only have to pay less Zakat , and by trusting Allah, making tawbah, in sha Allah we will see better days again.

Never think zakat will decrease your wealth, believe Allah will purify it and increase it.

Of us are those with poor and needy relatives, let’s not forget them in sha Allah when paying Zakat and Sadaqah.

Give and Allah will increase you. Let’s take this opportunity to give Sadaqah too, we only have a few days left of this blessed month.

Dua- Remember to say Ameen to our supplication! Alhamdulillah for everything.

May Allah, The Ever-Living, The One True God, The Rich, The Merciful, The Most Powerful, forgive all our errors and guide us to the straight path. May Allah grant us the sincerity and ability to obey Him and fulfil His commands and may He enable us to follow the perfect example of His final Messenger and Prophet Muhammad sallallahu alayhi wasallam. Allah protect us from all evil and grant us all good and may Allah help us to remember Him always. May Allah not make Ramadan leave us, except that we are forgiven and guided and may Allah bless and increase us in good, Allah preserve our religion, our worldly life, our hereafter, our health, our family, our wealth, youth, ability, time, our safety, our ummah, our community, our neighbours our nation, our countries our world. Allah guide all of us to His love and mercy. May Allah unite us with the prophets peace be upon them, Allah make us pious and the inheritors of jannat al firdaus, paradise. Allah forgive us and our parents, our grandparents, our predecessors, our families , future generations our successors and all of us. Allah help us to worship Him alone, with perfect understanding of His Oneness, Tawhid, and Allah protect us from major and minor sins. Allah make us true followers of the sunnah of prophet Muhammad peace be upon him, like the companions of the prophet, may Allah be pleased with them. May Allah, The One without partners, forgive us and grant us cures and mercy and lift the calamities and bring peace to all of us. Wasallallahu alaa nabiyina Muhammad. Oh Allah accept, Amin.

Please keep us in your generous duas, today, tonight, during laylatul Qadr, on Friday, all the special times. wa jazakumullahu khairan

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**Links

All about Zakat with NZF/National Zakat Foundation https://nzf.org.uk/about-zakat/knowledge-bank/

https://islamqa.info/en/answers/9449/the-difference-between-zakaah-and-sadaqah

https://islamqa.info/en/answers/93414/zakaah-on-wealth-earned-during-the-year

Covid-19 Reflections- Selflessness

In the name of Allah, The Most Beneficent, The Most Merciful.

Assalaamu’ alaykum warahmatullahi wabarakatuhu Dear Community,

I’ve been thinking about how the Coronavirus pandemic can teach us many lessons about our faith and values. Our strengths, weaknesses and capabilities as humans.

As the crisis unfolded in a bid for survival we humans reacted in various ways, some panicked while others kept calm. Then came mass hysteria which resulted in a lot of panic buying. Stockpiling by some led to more panic by the rest, flocking to stores, shortages of shelf stock and hiking of prices by some retailers. A truly bizarre and thought provoking situation.

Thankfully most of us came to our senses and started considering our fellow population.

Allah The Most Merciful knows His creation better than we know ourselves. It is only natural we should be merciful to one another as reported in the Hadiths of Sahih Bukhari and Muslim:

Abu Hurairah (May Allah be pleased with him) reported: Messenger of Allah (ﷺ) said, “Allah has divided mercy into one hundred parts; and He retained with Him ninety-nine parts, and sent down to earth one part. Through this one part creatures deal with one another with compassion, so much so that an animal lifts its hoof over its young lest it should hurt it”.

Sadly despite this calamity it has not brought out the best of humanity in certain shameless opportunists. Please be careful of manipulative scams and take care against thieves and con artists particularly online.

May Allah guide us and make us kind to our fellow humans. Ameen.

Now, it is time we asked ourselves how we reacted and if it was a good way to react. To remind ourselves to be faithful, that everything is in the Hands of Allah, namely life, death, gain and loss. Wealth and poverty can be tough tests of life. But Materialism, greed, selfishness can skew our perception of reality.

Allah warns us in Surah Al Humazah (Qur’an 104:3)

He thinks that His wealth will make him immortal..”

Inevitably we shall all return to Allah and we must pray to be taken in a state of imaan. We must remember that Allah is Ar-Razaq (The One Who Provides) as He tells us in Surah Adh-Dhaariyat (Qur’an, 51:58):

 Verily, Allah is the All-provider, Owner of Power, the Most Strong.

Allah is free of need and the Only One that can save us.

Humanity needs one another, a totally self-centred mentality is actually quite self-defeating. Mankind heavily depends on social and physical interactions to stay sane. Having said this, there are boundaries and limits Allah has set out for us to which we must respect in order to thrive. This social distancing is quite refreshing at a time when personal space boundaries have been eroded to near extinction!

Here are some of the small kindnesses that we can do to help others:

> giving within your means

> giving with an open heart

> shopping responsibly (it has been a while since the shopping frenzies and congrats to the supermarkets for responding well to encourage consideration).

> wash hands and maintain personal hygiene (high time a large portion of us should be washing hands after basic human functions)

>share, volunteer, help the elderly/pregnant women/vulnerable groups of people. (Cook food or do groceries, give positive comforting advice.)

>If you have children get them involved as part of their home-schooling to teach them good Islamic character and looking after neighbours… someone’s got to break the ice no?

>heed government advice as much as possible. Stay safe, stay at home. Isolate if needed.

Life under lockdown as restrictive as it can be, is proving necessary to protect the NHS and the population. Many people can be asymptomatic so it is crucial to keep your distance and limit contact to protect the vulnerable such as the elderly, pre/postnatal women, mothers with young children and those with weakened immune systems . In fact everyone should be cautious as we have seen even the healthy and all age groups are susceptible.

Muhammad Rasool Allah (peace be upon him) set us the best example. Let us follow and treat this minor hardship with patience, seeking reward from Allah. Let us maintain social distance to protect others without differentiating their background. Remember Surah Al Maaida (Qur’an 5:32):

“And if anyone saved a life, it would be as if he saved the life of all mankind.

Now it’s time to look at myself and see where I am on this scale of selflessness and how to improve, maybe its time for you to evaluate yourself too.

Take care and please share the word.

Thurrock Muslims.

THURROCK MUSLIM COMMUNITY- WELCOME MESSAGE -THURROCKMUSLIMS.COM

THURROCK MUSLIM COMMUNITY- WELCOME MESSAGE -THURROCKMUSLIMS.COM


In the Name of Allah, The Most Gracious, The Most Merciful

Asalamu ‘alaykum warahmatullahi wabarakatuh

Dear brothers and sisters in Islam and Thurrock residents, welcome to ThurrockMuslims.com

We’re here to inspire, educate and unite everyone on goodness, peace, justice and the Truth, in sha Allah.

This is your space- Your place to learn about Islam from the authentic sources of the Islamic deen (religion/way of life). Here, you will benefit from reminders from the Noble book of Allah, Al-Qur’an, and from the Sunnah (practices and teachings of Allah’s final Messenger and Prophet Muhammad peace be upon him.) We post updates of local activities and events, Mosque and Madrasah announcements, news and articles, videos and much more! Let’s stay connected .Sign up and follow us.

We would like to remind ourselves and you to remember our purpose in life:

Allah The Exalted said in surah Az-zariyaat (English interpretation):

 

وَمَا خَلَقْتُ الْجِنَّ وَالْإِنسَ إِلَّا لِيَعْبُدُونِ – 51:56

 “And I (Allah) created not the jinn and mankind except that they should worship me (alone).”

[Qur’an, chapter 51 verse 56]

 

This is our noble purpose in life, to worship Allah alone. Therefore, let us serve the Ever-Living Creator of the universe, Allah. We need to worship Him and He doesn’t need us. Through obeying Allah we can attain happiness, for ultimately, we are preparing for the meeting with Him on the day of Judgement.

Let us strive for Allah’s pleasure, for the everlasting bliss in paradise, in sha Allah.

shahadah

 

Moreover, the Final messenger of Allah, Prophet Muhammad peace be upon him said:

 “Actions are but by intentions, and each person will have but that which he intended.”

(Bukhari and Muslim)

Therefore dear brothers and sisters, let us strive to keep our intentions purely and sincerely for the sake of Allah alone, seeking reward from Him. Let us also perform the actions according to the Sunnah of Prophet Muhammad sallallahu alayhi wasallam, for Allah commands us to obey him.

So, when we fast- we fast for the sake of Allah, when we pray- we pray for the sake of Allah, when we spend in charity, it is for His sake alone, and in accordance with the Sunnah.

May Allah bless you and us all with a prosperous Ramadaan and may He make us of those who sincerely submit to Him alone as He deserves, in accordance with the Qur’an and Sunnah. May Allah abundantly bless His final prophet Muhammad peace be upon him. Aameen.

We leave with you a powerful reminder from surah Al-Asr (Chapter 103 of Al-Qur’an):

jazaakumAllaahu khairan!

Keep us in duas.

If you want to be part of the ongoing charity/ sadaqah jariyah, go ahead and support us, write for us, or offer whatever you can for the cause of Allah, Get Involved

 Thurrock Muslim Community

Ramadan 1440AH

[original post Sha’ban 1435]

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