ZAKAT 101- THURROCKMUSLIMS.COM- Easy guide to charity

ZAKAT 101- THURROCKMUSLIMS.COM

Let’s fulfil the 3rd pillar of Islam: ZAKAT, obligatory charity tax.

Zakat or Zakaah/Zakah, means purification or growth.

In Islam, it is paying 2.5% of all your wealth (if it reaches the nisaab/threshold at which you become eligible to pay Zakat) to those who are entitled to receive Zakat, including the poor and needy, in obedience to Allah. Charity is an integral teaching in our faith.

DID YOU KNOW? Zakat is such an important pillar in our religion, Allah has mentioned it in the Qur’an multiple times, and the prophet Muhammad peace be upon him taught us about it.

There are multiple References in The Qur’an and in Sahih Hadith.

Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the [stranded] traveler – an obligation [imposed] by Allah . And Allah is Knowing and Wise.

The Qur’an Chapter 9 verse 60

Narrated Ibn `Abbas:
The Prophet (ﷺ) sent Mu`adh to Yemen and said, “Invite the people to testify that none has the right to be worshipped but Allah and I am Allah’s Messenger (ﷺ), and if they obey you to do so, then teach them that Allah has enjoined on them five prayers in every day and night (in twenty-four hours), and if they obey you to do so, then teach them that Allah has made it obligatory for them to pay the Zakat from their property and it is to be taken from the wealthy among them and given to the poor.”
Sahih al Bukhari

How to tell if you owe Zakat? Keep a regular check of your assets, then the moment your wealth reaches the Nisab level (minimum threshold at which you have to start paying Zakat), then you calculate your Zakat each year accordingly.

Example: On 21st Ramadan 1440 (May 2019), you acquired £500 through the full lunar year (Islamic Hijir calendar). The nisab level was approximately worth £250 (based on silver weight prices). Therefore, you must pay 2.5% of £500 in charity as Zakat to fulfil your obligation to Allah. So £500×0.025= £12.50 as Zakat

Now it is 21st Ramadan 1441, (year 2020) 1 year on, and you have £700. The nisab value is around £240, you own that and more. So you will pay Zakat on this day at 2.5% of £700. so £700x 0.025= £17.50 as Zakat

And you note in your calendar next year on the 21st Ramadan 1442ah (in year 2021) you will schedule calculation and payment of Zakat again. In sha Allah

Therefore, your annual Zakat date, or Zakat anniversary is 21ST RAMADAN each year, and it’s your personal deadline by which you must calculate and pay Zakat.

If you need help calculating, lots of Muslim charity organisations can help you out, you can try National Zakat Foundation’s (NZF) calculator, it’s UK-based and they’ve set up a wonderfully organised step-by-step calculation system on their website, have a look here: NZF Zakat calculator
https://secure.nzf.org.uk/?_ga=2.123881546.1341497706.1589462397-645627520.1589462397&_gac=1.237758132.1589462397.EAIaIQobChMI0siH6riz6QIVSLDtCh2VxwFiEAAYASAAEgKuWPD_BwE

Assets are not limited to money, it includes gold, silver and more if you have businesses/shares, rental income/ property and what not. You also factor in your deductible assets, consider debts and bills (check the NZF calculator link above).

If you have gold or silver jewellery, you need to weigh it and calculate the price on the current market value of gold or silver on the day.

So if you have 50g of 24carat gold, the market value today right now is £45.61 per gram. Thats 45.61GBP x 50grams = £2280.50

You pay zakat on 2.5% of £2280.50, or simply 2280.50 x 0.025= £57.03 Zakat (rounded up).

Also, it doesn’t have to be Ramadan when you’re Zakat is due, you may be paying it in another month, depending on when your wealth reached the Nisab value. To read more about Zakat, check out the links at the end of this post. **

Keep it organised in sha Allah and you can fulfil your obligation to Allah, have blessings in your wealth, be stress free and aware of your assets. By the way, everything ultimately belongs to Allah, we are just being tested with what we’ve been entrusted with!

Purify what Allah gave us and spend in His path, in sha Allah , Allah will increase us in good.

Many times we may have been falling short, so be sure to do your best to make up for any short fall as soon as possible. And if you are tested with a shortage in wealth, you only have to pay less Zakat , and by trusting Allah, making tawbah, in sha Allah we will see better days again.

Never think zakat will decrease your wealth, believe Allah will purify it and increase it.

Of us are those with poor and needy relatives, let’s not forget them in sha Allah when paying Zakat and Sadaqah.

Give and Allah will increase you. Let’s take this opportunity to give Sadaqah too, we only have a few days left of this blessed month.

Dua- Remember to say Ameen to our supplication! Alhamdulillah for everything.

May Allah, The Ever-Living, The One True God, The Rich, The Merciful, The Most Powerful, forgive all our errors and guide us to the straight path. May Allah grant us the sincerity and ability to obey Him and fulfil His commands and may He enable us to follow the perfect example of His final Messenger and Prophet Muhammad sallallahu alayhi wasallam. Allah protect us from all evil and grant us all good and may Allah help us to remember Him always. May Allah not make Ramadan leave us, except that we are forgiven and guided and may Allah bless and increase us in good, Allah preserve our religion, our worldly life, our hereafter, our health, our family, our wealth, youth, ability, time, our safety, our ummah, our community, our neighbours our nation, our countries our world. Allah guide all of us to His love and mercy. May Allah unite us with the prophets peace be upon them, Allah make us pious and the inheritors of jannat al firdaus, paradise. Allah forgive us and our parents, our grandparents, our predecessors, our families , future generations our successors and all of us. Allah help us to worship Him alone, with perfect understanding of His Oneness, Tawhid, and Allah protect us from major and minor sins. Allah make us true followers of the sunnah of prophet Muhammad peace be upon him, like the companions of the prophet, may Allah be pleased with them. May Allah, The One without partners, forgive us and grant us cures and mercy and lift the calamities and bring peace to all of us. Wasallallahu alaa nabiyina Muhammad. Oh Allah accept, Amin.

Please keep us in your generous duas, today, tonight, during laylatul Qadr, on Friday, all the special times. wa jazakumullahu khairan

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**Links

All about Zakat with NZF/National Zakat Foundation https://nzf.org.uk/about-zakat/knowledge-bank/

https://islamqa.info/en/answers/9449/the-difference-between-zakaah-and-sadaqah

https://islamqa.info/en/answers/93414/zakaah-on-wealth-earned-during-the-year

Ramadan 1441 is here!

Asalamu alaykum


RAMADAN 1441AH


Dear readers, it is with great joy that we announce that Thursday night 23 April 2020 marks the first night of Ramadan 1441AH and the first day of Ramadan 1441AH will be Friday 24 April 2020.

(Please download accurate prayer/Ramadan for Grays timetable via telegram bot on islam21c.com  https://t.me/PrayerTimesCalculatorBot/ )

Narrated Abu Huraira:

Allah’s Messenger (ﷺ) said, “When the month of Ramadan comes, the gates of Paradise are opened and the gates of the (Hell) Fire are closed, and the devils are chained.”[Sahih Bukhari]

JazakAllah khair

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Top Tips: (including reminders from Sheikh Asim Khan, London and Dr Sajid Umar, KSA)

1- Purify our intention for Allah alone.

2- Make a plan- The sahabah Radi Allahu anhum prepared for Ramadan months in advance. DON’T LOSE HOPE, you can renew your intention now and start an action plan. Maybe set yourself to read 5 verses a day of Qur’an and gradually increase. Be positive and be proactive! If you want to complete Qur’an in Ramadan, read 20 pages a day. And try to read the translation of Qur’an in your language.

Narrated Abu Huraira:

The Prophet (ﷺ) said, “(Allah said), ‘Every good deed of Adam’s son is for him except fasting; it is for Me. and I shall reward (the fasting person) for it.’ Verily, the smell of the mouth of a fasting person is better to Allah than the smell of musk.” [Sahih Bukhari]

2- Cut back on the greasy foods and unhealthy diet. Eat healthy, and balance your meals, with carbohydrates, fibre and protein. Add some healthy fats and dairy too. Moderation is key. Stick to the sunnah regarding food!

3-Practice self-restraint. Guard our tongues and limbs from wrongdoing.

Narrated Abu Huraira:

Allah’s Messenger (ﷺ) said, “Whoever believes in Allah and the Last Day should talk what is good or keep quiet, and whoever believes in Allah and the Last Day should not hurt (or insult) his neighbor; and whoever believes in Allah and the Last Day, should entertain his guest generously.”Bukhari 

4-Be strong and grateful for Islam and the favour of witnessing Ramadan to get closer to Allah. We will have struggles, jobs, exams, tasks that we have to face with strength. Fasting will not hinder us, fasting sincerely for Allah will help us attain success in this life and the next.

5- Muslims are diverse, Allah created us in different colours and backgrounds, with different languages, so we may know one another. The honourable harbour Taqwa (God-conciousness/ awareness of Allah). We are from Adam and Eve (upon them be peace) at the end of the day, so let’s try to get together in Ramadan and revive the idea of community in Islam, which does not discriminate by race or other factors. Let us try to reunite our families too, for the sake of Allah.

6-Increase your prayers, not just quantity, but quality, learn about the Salah and the meanings of what you recite.

Narrated Abu Huraira:

I heard Allah’s Messenger (ﷺ) saying regarding Ramadan, “Whoever prayed at night in it (the month of Ramadan) out of sincere Faith and hoping for a reward from Allah, then all his previous sins will be forgiven.” [Sahih Bukhari]

7-Calculate your Zakaah (Zakat- obligatory poor-due charity, 2.5% of your wealth given each lunar year) and pay it in a timely manner, as best as you can. Zakaah is a primary pillar in Islam, which we must not neglect. For more on Zakaah, take a look https://www.nzf.org.uk/Knowledge 

8- Make sure to have the intention to fast (intend in your heart) at night well before the Fajr! Check out our posts on what to avoid in Ramadan and what breaks the fast, and general advice on Ramadan/fasting.

9-Download the most accurate prayer timetable in sha Allah, click here: https://t.me/PrayerTimesCalculatorBot/ 

10- Ease in, burn into your routine, don’t burn out.  So start small, maybe five pages a day to begin with of Qur’an and build up, if you haven’t read in a long time.

11- Focus on quality not just quantity. Focus on perfecting your tajweed/ reciting Qur’an correctly like the prophet Muhammad peace be upon him taught us. (CONTACT US FOR MORE INFORMATION ON TAJWEED AND QUR’AN LESSONS)

12-Be productive, set realistic goals for yourself, based on your habits. So if you want to start giving more charity, first make sure you have done the obligatory Zakat, and then try to make little and often payments of sadaqah, or whatever you like, but measure it so you know when you are slacking.

13-Make a strategy/schedule for yourself. Be pragmatic, as the lockdown due to covid19 means we face different challenges being at home all day,  think constant distractions… Take note men, this is the life of many a housewife! Please be kind to each other, ladies help your husbands to make time with the family, men help your women around the home. If men are working, ladies advise the children to be considerate. If mum needs a break, husbands spend some time with the kids.

14-Set a time where the family sit and learn Islam, BALANCE is key.

15-Be optimistic, like our prophet Muhammad peace be upon him. Yes covid19 will change the way we operate socially in Ramadan, but trust Allah and be strong, we will get through this together in sha Allah.

We remind ourselves before we remind you, our beloved, dearest readers. Jazakumallahu khairan.

May Allah, The Most Gracious Lord of all creation shower upon us His blessings, may He make us successful in this month and beyond, may He keep us sincere for Him alone, and may He help us adhere to the sunnah of His final prophet muhammad peace be upon him. And may Allah forgive all our sins, and grant us firmness on the guidance, may He reward us, and may He make us true believers, and those who truly worship and serve none but Him alone, The One, The Irresistable Creator, for He is The All-Powerful. May Allah grant us taqwa and nearness to Him and a high place in Jannat al firdaus with the prophets alayhimusalam. May Allah abundantly bless His final prophet Muhammad peace be upon him. Ameen

Thurrock Muslims

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Imam Ibn Kathīr tells in his books that in the year 478 AH (1085 CE) a disease and plague accompanied by severe fever broke out in Iraq, Syria and Hijaz. It caused both domestic and wild animals to die, leaving the people with no meat or milk. It was accompanied by black winds and thunderbolts that brought down entire trees. The people thought that Judgement Day had arrived!
It so happened that in this same year, the Abbasid Caliph Al-Muqtadī bi Amrillāh (d. 487 AH/1094 CE) commanded that everyone strive to command the good and forbid the evil. Every musical instrument was crushed and destroyed, bottles of alcohol were smashed and spilled, and the wicked were exiled from the land.
[Al-Bidāyah wal-Nihāyah 13/216]


Could that have been the reason for Allah bringing an end to that epidemic?


 Although repentance and extra worship is a great remedy for times of calamities, many forget that commanding good and forbidding evil is as important, as calamities are caused by the uncensored spread of immorality and indecency.


-Shaykh Kamil Ahmad


اللهم أعنا على ذكرك وشكرك وحسن عبادتك
Allah-humma A’in-na ‘Ala Thikri-ka wa Shukri-ka wa Husni ‘Ebaadati-ka
 translation: O Allah help me to remember you, and thank you, and worship you in the best possible way!

Keep us in duas all! Allah guide us to the straight path always.

contributor: Sister Safaa

Thurrock Muslim Community

thurrockmuslims.com

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